InovoTools
Finance

Loan-to-Value Ratio Calculator with Formula and Worked Examples

Calculate a loan amount as a percentage of an asset value. Enter loan amount and property value and read the result straight away. Use a current valuation accepted by the lender.

01

Your inputs

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02

Your result

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Enter your values and run the tool. Your result will appear here.

How to use the Loan-to-Value Ratio Calculator

Enter the loan amount and property value and the result appears straight away. Everything runs in your browser, so nothing you type is uploaded.

The formula

LTV = loan amount ÷ asset value × 100.

Examples

  • With the default values
    Loan-to-value ratio: 80%
  • With loan amount set to 480000
    Loan-to-value ratio: 160%

Limitations and assumptions

Review inputs, units and assumptions before relying on the result. Detailed content, accessibility and edge-case review remains ongoing.

Frequently asked questions

What does the Loan-to-Value Ratio Calculator do?

Calculate a loan amount as a percentage of an asset value.

How does the Loan-to-Value Ratio Calculator work?

Enter the loan amount and property value and the result appears straight away. Everything runs in your browser, so nothing you type is uploaded.

What formula does the Loan-to-Value Ratio Calculator use?

LTV = loan amount ÷ asset value × 100.

What should I keep in mind when using the Loan-to-Value Ratio Calculator?

Review inputs, units and assumptions before relying on the result.

Can I see an example of the Loan-to-Value Ratio Calculator?

Use a current valuation accepted by the lender.

Is the Loan-to-Value Ratio Calculator free to use?

Yes. It is free, needs no account and runs in your browser.