How to use the Annuity Future Value Calculator
Enter the monthly payment, annual interest rate and number of monthly payments and the result appears straight away. Everything runs in your browser, so nothing you type is uploaded.
How it works
Calculated from the inputs shown in this tool.
Examples
- 250 a month at 5% for 12 months
Future value: 3,069.71
- 300 a month at 6% for 120 months
Future value: 49,163.80
- 500 a month at 4% for 60 months
Future value: 33,149.49
Limitations and assumptions
Confirm assumptions, units and applicable local rules before relying on results. Detailed content, accessibility and edge-case review remains ongoing.
Frequently asked questions
What is the formula?
FV = PMT × ((1 + r)^n − 1) ÷ r, with a monthly rate r.
Ordinary annuity or annuity due?
This is an ordinary annuity, with payments at the end of each month.
Does it include a starting balance?
No, only the regular payments.
How do I work backwards to a payment?
Use the sinking fund calculator.